Call reports 2005
FIRST SOUTHEAST BANK — 2005
What FIRST SOUTHEAST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 43,232,000 | 46,341,000 | 46,036,000 | 44,757,000 |
| Total loans | 37,906,000 | 40,618,000 | 40,314,000 | 38,538,000 |
| Allowance for loan losses | 478,000 | 502,000 | 466,000 | 479,000 |
| Securities available for sale | 2,729,000 | 2,772,000 | 2,752,000 | 2,818,000 |
| Securities held to maturity | 972,000 | 972,000 | 972,000 | 972,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,365,000 | 38,124,000 | 37,355,000 | 38,673,000 |
| Interest-bearing deposits | 31,017,000 | 33,661,000 | 32,694,000 | 33,345,000 |
| Noninterest-bearing deposits | 4,348,000 | 4,463,000 | 4,661,000 | 5,328,000 |
| Equity capital | 3,508,000 | 3,764,000 | 3,904,000 | 3,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 665,000 | 1,369,000 | 2,109,000 | 2,813,000 |
| Interest expense | 180,000 | 394,000 | 651,000 | 898,000 |
| Net interest income | 485,000 | 975,000 | 1,458,000 | 1,915,000 |
| Noninterest income | 110,000 | 209,000 | 289,000 | 378,000 |
| Noninterest expense | 374,000 | 735,000 | 1,111,000 | 1,491,000 |
| Provision for loan losses | 9,000 | 25,000 | 55,000 | 70,000 |
| Pretax income | 212,000 | 424,000 | 581,000 | 732,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 212,000 | 424,000 | 581,000 | 732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,545,000 | 3,757,000 | 3,915,000 | 3,944,000 |
| Total capital | 4,017,000 | 4,259,000 | 4,381,000 | 4,423,000 |
| Risk-weighted assets | 37,743,000 | 40,861,000 | 40,058,000 | 38,343,000 |