Call reports 2004
FIRST SOUTHEAST BANK — 2004
What FIRST SOUTHEAST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 40,594,000 | 40,434,000 | 42,420,000 | 42,568,000 |
| Total loans | 35,071,000 | 36,115,000 | 37,222,000 | 37,138,000 |
| Allowance for loan losses | 508,000 | 496,000 | 493,000 | 480,000 |
| Securities available for sale | 2,874,000 | 2,567,000 | 3,064,000 | 2,786,000 |
| Securities held to maturity | 585,000 | 485,000 | 485,000 | 1,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,568,000 | 35,935,000 | 36,173,000 | 37,104,000 |
| Interest-bearing deposits | 31,278,000 | 31,310,000 | 30,880,000 | 31,805,000 |
| Noninterest-bearing deposits | 4,290,000 | 4,625,000 | 5,293,000 | 5,299,000 |
| Equity capital | 3,554,000 | 3,631,000 | 3,781,000 | 3,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,244,000 | 1,890,000 | 2,554,000 |
| Interest expense | 169,000 | 336,000 | 506,000 | 673,000 |
| Net interest income | 459,000 | 908,000 | 1,384,000 | 1,881,000 |
| Noninterest income | 56,000 | 120,000 | 199,000 | 281,000 |
| Noninterest expense | 330,000 | 669,000 | 1,020,000 | 1,382,000 |
| Provision for loan losses | 8,000 | 17,000 | 17,000 | 17,000 |
| Pretax income | 180,000 | 346,000 | 550,000 | 767,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 346,000 | 550,000 | 767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,500,000 | 3,666,000 | 3,756,000 | 3,973,000 |
| Total capital | 3,935,000 | 4,110,000 | 4,217,000 | 4,437,000 |
| Risk-weighted assets | 34,728,000 | 35,469,000 | 36,872,000 | 37,124,000 |