Call reports 2003
FIRST SOUTHEAST BANK — 2003
What FIRST SOUTHEAST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 38,462,000 | 38,306,000 | 39,635,000 | 41,805,000 |
| Total loans | 33,060,000 | 32,793,000 | 33,133,000 | 32,766,000 |
| Allowance for loan losses | 496,000 | 487,000 | 509,000 | 520,000 |
| Securities available for sale | 3,251,000 | 2,805,000 | 2,652,000 | 2,760,000 |
| Securities held to maturity | 630,000 | 630,000 | 630,000 | 845,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,312,000 | 33,671,000 | 35,075,000 | 37,177,000 |
| Interest-bearing deposits | 28,677,000 | 29,189,000 | 29,705,000 | 31,338,000 |
| Noninterest-bearing deposits | 4,635,000 | 4,482,000 | 5,370,000 | 5,839,000 |
| Equity capital | 3,419,000 | 3,629,000 | 3,771,000 | 3,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,323,000 | 1,956,000 | 2,607,000 |
| Interest expense | 202,000 | 401,000 | 593,000 | 774,000 |
| Net interest income | 467,000 | 922,000 | 1,363,000 | 1,833,000 |
| Noninterest income | 92,000 | 153,000 | 235,000 | 318,000 |
| Noninterest expense | 338,000 | 662,000 | 968,000 | 1,285,000 |
| Provision for loan losses | 16,000 | 36,000 | 54,000 | 70,000 |
| Pretax income | 205,000 | 395,000 | 594,000 | 814,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 205,000 | 395,000 | 594,000 | 814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,364,000 | 3,554,000 | 3,753,000 | 3,820,000 |
| Total capital | 3,771,000 | 3,961,000 | 4,169,000 | 4,235,000 |
| Risk-weighted assets | 32,492,000 | 32,495,000 | 33,171,000 | 33,123,000 |