Call reports 2002
FIRST SOUTHEAST BANK — 2002
What FIRST SOUTHEAST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 38,180,000 | 39,773,000 | 39,707,000 | 40,795,000 |
| Total loans | 32,496,000 | 33,594,000 | 34,090,000 | 33,656,000 |
| Allowance for loan losses | 483,000 | 508,000 | 526,000 | 490,000 |
| Securities available for sale | 3,539,000 | 3,428,000 | 2,946,000 | 3,199,000 |
| Securities held to maturity | 796,000 | 796,000 | 795,000 | 765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,831,000 | 33,980,000 | 35,383,000 | 36,233,000 |
| Interest-bearing deposits | 28,843,000 | 29,686,000 | 30,854,000 | 30,651,000 |
| Noninterest-bearing deposits | 3,988,000 | 4,294,000 | 4,529,000 | 5,582,000 |
| Equity capital | 3,404,000 | 3,164,000 | 3,328,000 | 3,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,451,000 | 2,183,000 | 2,898,000 |
| Interest expense | 269,000 | 524,000 | 770,000 | 997,000 |
| Net interest income | 459,000 | 927,000 | 1,413,000 | 1,901,000 |
| Noninterest income | 85,000 | 159,000 | 278,000 | 355,000 |
| Noninterest expense | 307,000 | 608,000 | 935,000 | 1,257,000 |
| Provision for loan losses | 50,000 | 295,000 | 315,000 | 301,000 |
| Pretax income | 187,000 | 183,000 | 441,000 | 698,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 186,000 | 182,000 | 440,000 | 697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,345,000 | 3,111,000 | 3,251,000 | 3,508,000 |
| Total capital | 3,748,000 | 3,530,000 | 3,675,000 | 3,929,000 |
| Risk-weighted assets | 32,165,000 | 33,447,000 | 33,789,000 | 33,587,000 |