Call reports 2001
FIRST SOUTHEAST BANK — 2001
What FIRST SOUTHEAST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,192,000 | 37,971,000 | 37,838,000 | 39,386,000 |
| Total loans | 31,477,000 | 31,171,000 | 31,390,000 | 31,288,000 |
| Allowance for loan losses | 572,000 | 497,000 | 484,000 | 451,000 |
| Securities available for sale | 3,675,000 | 3,683,000 | 3,699,000 | 4,177,000 |
| Securities held to maturity | 1,207,000 | 1,116,000 | 962,000 | 811,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,279,000 | 32,222,000 | 31,643,000 | 35,184,000 |
| Interest-bearing deposits | 28,485,000 | 27,956,000 | 27,583,000 | 29,360,000 |
| Noninterest-bearing deposits | 3,794,000 | 4,266,000 | 4,060,000 | 5,824,000 |
| Equity capital | 2,991,000 | 3,047,000 | 3,182,000 | 3,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,512,000 | 2,269,000 | 3,018,000 |
| Interest expense | 375,000 | 762,000 | 1,122,000 | 1,450,000 |
| Net interest income | 376,000 | 750,000 | 1,147,000 | 1,568,000 |
| Noninterest income | 74,000 | 146,000 | 212,000 | 286,000 |
| Noninterest expense | 293,000 | 616,000 | 924,000 | 1,234,000 |
| Provision for loan losses | 50,000 | 95,000 | 133,000 | 203,000 |
| Pretax income | 107,000 | 185,000 | 302,000 | 417,000 |
| Income tax | 10,000 | 45,000 | 45,000 | 45,000 |
| Net income | 97,000 | 140,000 | 257,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,960,000 | 3,000,000 | 3,117,000 | 3,231,000 |
| Total capital | 3,360,000 | 3,396,000 | 3,512,000 | 3,624,000 |
| Risk-weighted assets | 31,705,000 | 31,524,000 | 31,544,000 | 31,384,000 |