Call reports 2024
BANK OF WINNFIELD & TRUST COMPANY — 2024
What BANK OF WINNFIELD & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 155,968,000 | 157,193,000 | 157,426,000 | 152,703,000 |
| Total loans | 50,625,000 | 50,582,000 | 51,877,000 | 52,842,000 |
| Allowance for loan losses | 847,000 | 838,000 | 835,000 | 745,000 |
| Securities available for sale | 56,324,000 | 56,939,000 | 58,355,000 | 56,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,465,000 | 141,490,000 | 139,716,000 | 136,922,000 |
| Interest-bearing deposits | 95,126,000 | 95,833,000 | 91,679,000 | 88,506,000 |
| Noninterest-bearing deposits | 45,339,000 | 45,657,000 | 48,037,000 | 48,416,000 |
| Equity capital | 13,572,000 | 13,859,000 | 15,783,000 | 14,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 2,975,000 | 4,482,000 | 5,973,000 |
| Interest expense | 261,000 | 486,000 | 709,000 | 946,000 |
| Net interest income | 1,242,000 | 2,489,000 | 3,773,000 | 5,027,000 |
| Noninterest income | 311,000 | 634,000 | 961,000 | 1,290,000 |
| Noninterest expense | 1,267,000 | 2,428,000 | 3,583,000 | 4,739,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 286,000 | 695,000 | 1,151,000 | 1,578,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 286,000 | 695,000 | 1,151,000 | 1,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,885,000 | 21,128,000 | 21,419,000 | 21,596,000 |
| Total capital | 21,707,000 | 21,931,000 | 22,254,000 | 22,341,000 |
| Risk-weighted assets | 65,733,000 | 64,290,000 | 66,732,000 | 68,476,000 |