Call reports 2023
BANK OF WINNFIELD & TRUST COMPANY — 2023
What BANK OF WINNFIELD & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 165,624,000 | 166,042,000 | 158,119,000 | 161,637,000 |
| Total loans | 51,728,000 | 51,187,000 | 52,946,000 | 53,973,000 |
| Allowance for loan losses | 688,000 | 738,000 | 798,000 | 827,000 |
| Securities available for sale | 62,292,000 | 61,501,000 | 57,023,000 | 58,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,886,000 | 151,417,000 | 145,037,000 | 145,997,000 |
| Interest-bearing deposits | 95,934,000 | 101,077,000 | 97,488,000 | 98,358,000 |
| Noninterest-bearing deposits | 54,952,000 | 50,340,000 | 47,549,000 | 47,639,000 |
| Equity capital | 11,910,000 | 11,726,000 | 9,988,000 | 13,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,418,000 | 2,867,000 | 4,357,000 | 5,835,000 |
| Interest expense | 85,000 | 241,000 | 505,000 | 788,000 |
| Net interest income | 1,333,000 | 2,626,000 | 3,852,000 | 5,047,000 |
| Noninterest income | 318,000 | 639,000 | 964,000 | 1,325,000 |
| Noninterest expense | 1,253,000 | 2,380,000 | 3,524,000 | 4,659,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 338,000 | 765,000 | 1,112,000 | 1,473,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 338,000 | 765,000 | 1,112,000 | 1,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,203,000 | 20,465,000 | 20,647,000 | 20,763,000 |
| Total capital | 20,891,000 | 21,203,000 | 21,445,000 | 21,590,000 |
| Risk-weighted assets | 67,941,000 | 68,017,000 | 68,286,000 | 69,220,000 |