Call reports 2022
BANK OF WINNFIELD & TRUST COMPANY — 2022
What BANK OF WINNFIELD & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 160,529,000 | 164,191,000 | 156,430,000 | 160,845,000 |
| Total loans | 54,143,000 | 53,647,000 | 51,939,000 | 51,997,000 |
| Allowance for loan losses | 555,000 | 591,000 | 542,000 | 569,000 |
| Securities available for sale | 58,874,000 | 62,075,000 | 58,642,000 | 61,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,121,000 | 149,770,000 | 144,513,000 | 147,240,000 |
| Interest-bearing deposits | 92,457,000 | 94,920,000 | 89,669,000 | 93,589,000 |
| Noninterest-bearing deposits | 51,664,000 | 54,850,000 | 54,844,000 | 53,651,000 |
| Equity capital | 14,161,000 | 12,245,000 | 9,686,000 | 10,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,024,000 | 2,170,000 | 3,432,000 | 4,752,000 |
| Interest expense | 50,000 | 95,000 | 139,000 | 192,000 |
| Net interest income | 974,000 | 2,075,000 | 3,293,000 | 4,560,000 |
| Noninterest income | 261,000 | 576,000 | 871,000 | 1,178,000 |
| Noninterest expense | 1,135,000 | 2,182,000 | 3,357,000 | 4,402,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 70,000 | 409,000 | 717,000 | 1,216,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | 409,000 | 717,000 | 1,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,399,000 | 19,573,000 | 19,716,000 | 20,050,000 |
| Total capital | 19,954,000 | 20,164,000 | 20,258,000 | 20,619,000 |
| Risk-weighted assets | 68,960,000 | 69,310,000 | 67,974,000 | 69,855,000 |