Call reports 2021
BANK OF WINNFIELD & TRUST COMPANY — 2021
What BANK OF WINNFIELD & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 156,744,000 | 162,034,000 | 157,450,000 | 158,800,000 |
| Total loans | 56,973,000 | 55,917,000 | 54,333,000 | 53,148,000 |
| Allowance for loan losses | 551,000 | 576,000 | 496,000 | 524,000 |
| Securities available for sale | 49,541,000 | 51,652,000 | 53,563,000 | 57,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,193,000 | 141,302,000 | 136,639,000 | 138,680,000 |
| Interest-bearing deposits | 89,735,000 | 90,444,000 | 89,019,000 | 90,400,000 |
| Noninterest-bearing deposits | 46,458,000 | 50,858,000 | 47,620,000 | 48,280,000 |
| Equity capital | 18,247,000 | 18,497,000 | 18,504,000 | 17,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,143,000 | 2,265,000 | 3,301,000 | 4,328,000 |
| Interest expense | 58,000 | 113,000 | 165,000 | 215,000 |
| Net interest income | 1,085,000 | 2,152,000 | 3,136,000 | 4,113,000 |
| Noninterest income | 286,000 | 580,000 | 869,000 | 1,178,000 |
| Noninterest expense | 1,154,000 | 2,236,000 | 3,317,000 | 4,334,000 |
| Provision for loan losses | 45,000 | 75,000 | 105,000 | 135,000 |
| Pretax income | 172,000 | 421,000 | 605,000 | 844,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 172,000 | 421,000 | 605,000 | 844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,312,000 | 19,401,000 | 19,420,000 | 19,494,000 |
| Total capital | 19,863,000 | 19,977,000 | 19,916,000 | 20,018,000 |
| Risk-weighted assets | 70,221,000 | 69,292,000 | 67,859,000 | 67,941,000 |