Call reports 2020
BANK OF WINNFIELD & TRUST COMPANY — 2020
What BANK OF WINNFIELD & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 140,261,000 | 151,646,000 | 148,585,000 | 149,812,000 |
| Total loans | 58,455,000 | 59,942,000 | 58,966,000 | 57,554,000 |
| Allowance for loan losses | 355,000 | 388,000 | 420,000 | 605,000 |
| Securities available for sale | 41,911,000 | 45,562,000 | 44,766,000 | 47,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,487,000 | 130,586,000 | 127,148,000 | 128,826,000 |
| Interest-bearing deposits | 81,879,000 | 88,858,000 | 84,359,000 | 86,956,000 |
| Noninterest-bearing deposits | 38,608,000 | 41,728,000 | 42,789,000 | 41,870,000 |
| Equity capital | 17,527,000 | 18,942,000 | 19,242,000 | 18,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,149,000 | 2,391,000 | 3,508,000 | 4,576,000 |
| Interest expense | 134,000 | 243,000 | 320,000 | 385,000 |
| Net interest income | 1,015,000 | 2,148,000 | 3,188,000 | 4,191,000 |
| Noninterest income | 290,000 | 555,000 | 846,000 | 1,168,000 |
| Noninterest expense | 1,110,000 | 2,109,000 | 3,135,000 | 4,274,000 |
| Provision for loan losses | 10,000 | 41,000 | 70,000 | 275,000 |
| Pretax income | 185,000 | 554,000 | 829,000 | 810,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 185,000 | 554,000 | 829,000 | 810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,209,000 | 19,415,000 | 19,525,000 | 19,339,000 |
| Total capital | 19,564,000 | 19,803,000 | 19,945,000 | 19,944,000 |
| Risk-weighted assets | 68,468,000 | 71,174,000 | 70,599,000 | 70,106,000 |