Call reports 2019
BANK OF WINNFIELD & TRUST COMPANY — 2019
What BANK OF WINNFIELD & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 143,738,000 | 140,126,000 | 137,624,000 | 137,497,000 |
| Total loans | 62,305,000 | 59,873,000 | 59,815,000 | 57,521,000 |
| Allowance for loan losses | 717,000 | 340,000 | 365,000 | 347,000 |
| Securities available for sale | 45,248,000 | 45,499,000 | 44,754,000 | 44,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,308,000 | 120,401,000 | 117,466,000 | 117,737,000 |
| Interest-bearing deposits | 88,648,000 | 77,437,000 | 80,657,000 | 84,179,000 |
| Noninterest-bearing deposits | 35,660,000 | 42,964,000 | 36,809,000 | 33,558,000 |
| Equity capital | 16,848,000 | 17,178,000 | 17,489,000 | 17,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,190,000 | 2,401,000 | 3,622,000 | 4,775,000 |
| Interest expense | 131,000 | 289,000 | 458,000 | 612,000 |
| Net interest income | 1,059,000 | 2,112,000 | 3,164,000 | 4,163,000 |
| Noninterest income | 312,000 | 624,000 | 928,000 | 1,238,000 |
| Noninterest expense | 1,087,000 | 2,141,000 | 3,164,000 | 4,253,000 |
| Provision for loan losses | 0 | 354,000 | 385,000 | 405,000 |
| Pretax income | 284,000 | 241,000 | 576,000 | 865,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 284,000 | 241,000 | 576,000 | 865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,150,000 | 18,921,000 | 19,067,000 | 19,190,000 |
| Total capital | 19,867,000 | 19,261,000 | 19,432,000 | 19,537,000 |
| Risk-weighted assets | 75,072,000 | 72,377,000 | 71,042,000 | 68,135,000 |