Call reports 2018
BANK OF WINNFIELD & TRUST COMPANY — 2018
What BANK OF WINNFIELD & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 142,555,000 | 142,701,000 | 137,859,000 | 139,054,000 |
| Total loans | 59,611,000 | 59,677,000 | 60,278,000 | 60,662,000 |
| Allowance for loan losses | 611,000 | 602,000 | 747,000 | 734,000 |
| Securities available for sale | 46,935,000 | 46,271,000 | 45,220,000 | 45,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,536,000 | 124,472,000 | 119,344,000 | 120,509,000 |
| Interest-bearing deposits | 86,408,000 | 87,887,000 | 80,574,000 | 85,960,000 |
| Noninterest-bearing deposits | 38,128,000 | 36,585,000 | 38,770,000 | 34,549,000 |
| Equity capital | 15,837,000 | 16,067,000 | 16,250,000 | 16,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,132,000 | 2,290,000 | 3,606,000 | 4,791,000 |
| Interest expense | 49,000 | 100,000 | 155,000 | 267,000 |
| Net interest income | 1,083,000 | 2,190,000 | 3,451,000 | 4,524,000 |
| Noninterest income | 303,000 | 608,000 | 910,000 | 1,247,000 |
| Noninterest expense | 1,084,000 | 2,111,000 | 3,177,000 | 4,246,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 302,000 | 687,000 | 1,184,000 | 1,525,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 302,000 | 687,000 | 1,184,000 | 1,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,452,000 | 18,672,000 | 19,010,000 | 19,025,000 |
| Total capital | 19,063,000 | 19,274,000 | 19,757,000 | 19,759,000 |
| Risk-weighted assets | 74,424,000 | 73,241,000 | 72,435,000 | 73,258,000 |