Call reports 2017
BANK OF WINNFIELD & TRUST COMPANY — 2017
What BANK OF WINNFIELD & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 145,855,000 | 144,712,000 | 144,998,000 | 143,140,000 |
| Total loans | 60,797,000 | 60,905,000 | 60,317,000 | 60,150,000 |
| Allowance for loan losses | 663,000 | 648,000 | 628,000 | 617,000 |
| Securities available for sale | 27,188,000 | 26,550,000 | 26,326,000 | 43,922,000 |
| Securities held to maturity | 20,415,000 | 20,371,000 | 19,902,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,143,000 | 126,575,000 | 126,516,000 | 124,809,000 |
| Interest-bearing deposits | 39,568,000 | 89,081,000 | 86,062,000 | 83,963,000 |
| Noninterest-bearing deposits | 88,575,000 | 37,494,000 | 40,454,000 | 40,846,000 |
| Equity capital | 15,515,000 | 15,976,000 | 16,236,000 | 16,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,097,000 | 2,252,000 | 3,404,000 | 4,574,000 |
| Interest expense | 51,000 | 103,000 | 154,000 | 204,000 |
| Net interest income | 1,046,000 | 2,149,000 | 3,250,000 | 4,370,000 |
| Noninterest income | 277,000 | 579,000 | 873,000 | 1,172,000 |
| Noninterest expense | 1,051,000 | 2,021,000 | 3,046,000 | 4,053,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 273,000 | 706,000 | 1,076,000 | 1,489,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 273,000 | 706,000 | 1,076,000 | 1,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,660,000 | 17,932,000 | 18,143,000 | 18,315,000 |
| Total capital | 18,323,000 | 18,580,000 | 18,771,000 | 18,932,000 |
| Risk-weighted assets | 73,199,000 | 73,636,000 | 72,762,000 | 72,620,000 |