Call reports 2016
BANK OF WINNFIELD & TRUST COMPANY — 2016
What BANK OF WINNFIELD & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 143,534,000 | 147,541,000 | 143,887,000 | 141,063,000 |
| Total loans | 59,282,000 | 59,255,000 | 59,131,000 | 60,265,000 |
| Allowance for loan losses | 676,000 | 678,000 | 676,000 | 663,000 |
| Securities available for sale | 25,772,000 | 26,646,000 | 25,509,000 | 26,164,000 |
| Securities held to maturity | 18,483,000 | 20,940,000 | 20,952,000 | 20,909,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,013,000 | 129,780,000 | 125,758,000 | 123,772,000 |
| Interest-bearing deposits | 86,933,000 | 90,149,000 | 82,697,000 | 84,954,000 |
| Noninterest-bearing deposits | 39,080,000 | 39,631,000 | 43,061,000 | 38,818,000 |
| Equity capital | 15,315,000 | 15,576,000 | 15,883,000 | 15,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,094,000 | 2,213,000 | 3,338,000 | 4,437,000 |
| Interest expense | 55,000 | 108,000 | 160,000 | 209,000 |
| Net interest income | 1,039,000 | 2,105,000 | 3,178,000 | 4,228,000 |
| Noninterest income | 269,000 | 542,000 | 832,000 | 1,123,000 |
| Noninterest expense | 989,000 | 2,086,000 | 3,036,000 | 4,077,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 318,000 | 563,000 | 976,000 | 1,276,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 318,000 | 563,000 | 976,000 | 1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,078,000 | 17,153,000 | 17,406,000 | 17,547,000 |
| Total capital | 17,753,000 | 17,831,000 | 18,082,000 | 18,210,000 |
| Risk-weighted assets | 69,917,000 | 72,052,000 | 71,825,000 | 73,155,000 |