Call reports 2014
BANK OF WINNFIELD & TRUST COMPANY — 2014
What BANK OF WINNFIELD & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 140,256,000 | 142,065,000 | 136,661,000 | 142,265,000 |
| Total loans | 59,796,000 | 61,445,000 | 62,813,000 | 62,792,000 |
| Allowance for loan losses | 901,000 | 900,000 | 900,000 | 894,000 |
| Securities available for sale | 28,291,000 | 31,750,000 | 30,762,000 | 28,948,000 |
| Securities held to maturity | 11,147,000 | 11,981,000 | 11,920,000 | 11,905,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,696,000 | 123,237,000 | 117,718,000 | 123,236,000 |
| Interest-bearing deposits | 86,076,000 | 89,282,000 | 82,842,000 | 84,052,000 |
| Noninterest-bearing deposits | 35,620,000 | 33,955,000 | 34,876,000 | 39,184,000 |
| Equity capital | 16,303,000 | 16,581,000 | 16,618,000 | 16,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,096,000 | 2,203,000 | 3,259,000 | 4,365,000 |
| Interest expense | 65,000 | 129,000 | 190,000 | 252,000 |
| Net interest income | 1,031,000 | 2,074,000 | 3,069,000 | 4,113,000 |
| Noninterest income | 254,000 | 500,000 | 748,000 | 979,000 |
| Noninterest expense | 994,000 | 1,927,000 | 2,851,000 | 3,798,000 |
| Provision for loan losses | 60,000 | 60,000 | 65,000 | 65,000 |
| Pretax income | 231,000 | 587,000 | 901,000 | 1,229,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 231,000 | 587,000 | 901,000 | 1,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,610,000 | 16,732,000 | 16,836,000 | 16,994,000 |
| Total capital | 17,479,000 | 17,632,000 | 17,736,000 | 17,888,000 |
| Risk-weighted assets | 69,437,000 | 72,313,000 | 73,285,000 | 73,122,000 |