Call reports 2013
BANK OF WINNFIELD & TRUST COMPANY — 2013
What BANK OF WINNFIELD & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 141,498,000 | 142,339,000 | 137,995,000 | 134,965,000 |
| Total loans | 56,790,000 | 57,789,000 | 59,306,000 | 60,499,000 |
| Allowance for loan losses | 817,000 | 801,000 | 834,000 | 853,000 |
| Securities available for sale | 24,415,000 | 28,034,000 | 30,143,000 | 27,778,000 |
| Securities held to maturity | 11,794,000 | 12,343,000 | 12,754,000 | 12,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,734,000 | 124,086,000 | 119,548,000 | 116,600,000 |
| Interest-bearing deposits | 87,613,000 | 84,607,000 | 86,016,000 | 84,415,000 |
| Noninterest-bearing deposits | 35,121,000 | 39,479,000 | 33,532,000 | 32,185,000 |
| Equity capital | 16,292,000 | 15,767,000 | 15,875,000 | 16,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,066,000 | 2,140,000 | 3,250,000 | 4,388,000 |
| Interest expense | 78,000 | 150,000 | 219,000 | 284,000 |
| Net interest income | 988,000 | 1,990,000 | 3,031,000 | 4,104,000 |
| Noninterest income | 244,000 | 491,000 | 735,000 | 985,000 |
| Noninterest expense | 1,002,000 | 1,959,000 | 2,900,000 | 3,763,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 60,000 |
| Pretax income | 230,000 | 522,000 | 836,000 | 1,286,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 230,000 | 522,000 | 836,000 | 1,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,214,000 | 16,331,000 | 16,344,000 | 16,619,000 |
| Total capital | 17,031,000 | 17,132,000 | 17,178,000 | 17,472,000 |
| Risk-weighted assets | 66,194,000 | 67,999,000 | 70,046,000 | 70,496,000 |