Call reports 2011
BANK OF WINNFIELD & TRUST COMPANY — 2011
What BANK OF WINNFIELD & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 131,462,000 | 134,125,000 | 133,898,000 | 131,882,000 |
| Total loans | 66,884,000 | 66,452,000 | 68,067,000 | 63,040,000 |
| Allowance for loan losses | 820,000 | 843,000 | 877,000 | 823,000 |
| Securities available for sale | 13,595,000 | 20,043,000 | 15,917,000 | 15,534,000 |
| Securities held to maturity | 13,482,000 | 14,091,000 | 14,073,000 | 13,781,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,924,000 | 116,307,000 | 115,506,000 | 113,694,000 |
| Interest-bearing deposits | 83,939,000 | 85,679,000 | 82,592,000 | 83,399,000 |
| Noninterest-bearing deposits | 29,985,000 | 30,628,000 | 32,914,000 | 30,295,000 |
| Equity capital | 14,411,000 | 14,725,000 | 15,238,000 | 15,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,273,000 | 2,584,000 | 3,980,000 | 5,286,000 |
| Interest expense | 191,000 | 367,000 | 525,000 | 663,000 |
| Net interest income | 1,082,000 | 2,217,000 | 3,455,000 | 4,623,000 |
| Noninterest income | 350,000 | 645,000 | 976,000 | 1,254,000 |
| Noninterest expense | 1,018,000 | 2,009,000 | 2,938,000 | 3,842,000 |
| Provision for loan losses | 15,000 | 110,000 | 140,000 | 155,000 |
| Pretax income | 399,000 | 743,000 | 1,353,000 | 1,880,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 399,000 | 743,000 | 1,353,000 | 1,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,873,000 | 15,042,000 | 15,477,000 | 15,478,000 |
| Total capital | 15,693,000 | 15,885,000 | 16,354,000 | 16,301,000 |
| Risk-weighted assets | 77,328,000 | 76,251,000 | 76,783,000 | 72,017,000 |