Call reports 2010
BANK OF WINNFIELD & TRUST COMPANY — 2010
What BANK OF WINNFIELD & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 122,827,000 | 125,823,000 | 123,548,000 | 126,053,000 |
| Total loans | 67,822,000 | 65,679,000 | 66,374,000 | 67,697,000 |
| Allowance for loan losses | 572,000 | 603,000 | 674,000 | 808,000 |
| Securities available for sale | 12,855,000 | 12,062,000 | 11,594,000 | 11,919,000 |
| Securities held to maturity | 9,569,000 | 12,263,000 | 13,561,000 | 13,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,789,000 | 108,557,000 | 106,060,000 | 108,644,000 |
| Interest-bearing deposits | 60,746,000 | 59,946,000 | 77,359,000 | 80,219,000 |
| Noninterest-bearing deposits | 45,043,000 | 48,611,000 | 28,701,000 | 28,425,000 |
| Equity capital | 13,341,000 | 13,662,000 | 13,862,000 | 13,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,392,000 | 2,786,000 | 4,125,000 | 5,465,000 |
| Interest expense | 245,000 | 479,000 | 704,000 | 911,000 |
| Net interest income | 1,147,000 | 2,307,000 | 3,421,000 | 4,554,000 |
| Noninterest income | 288,000 | 602,000 | 897,000 | 1,286,000 |
| Noninterest expense | 1,027,000 | 1,983,000 | 2,963,000 | 3,907,000 |
| Provision for loan losses | 65,000 | 90,000 | 165,000 | 195,000 |
| Pretax income | 343,000 | 836,000 | 1,190,000 | 1,735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 343,000 | 836,000 | 1,190,000 | 1,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,007,000 | 14,325,000 | 14,504,000 | 14,649,000 |
| Total capital | 14,579,000 | 14,928,000 | 15,178,000 | 15,457,000 |
| Risk-weighted assets | 76,262,000 | 73,530,000 | 75,011,000 | 76,802,000 |