Call reports 2001
BANK OF WINNFIELD & TRUST COMPANY — 2001
What BANK OF WINNFIELD & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 97,102,000 | 96,642,000 | 95,508,000 | 94,232,000 |
| Total loans | 44,919,000 | 42,808,000 | 43,379,000 | 41,674,000 |
| Allowance for loan losses | 646,000 | 657,000 | 467,000 | 490,000 |
| Securities available for sale | 28,172,000 | 30,196,000 | 28,921,000 | 29,361,000 |
| Securities held to maturity | 6,441,000 | 6,348,000 | 6,725,000 | 7,172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,528,000 | 80,105,000 | 78,683,000 | 78,043,000 |
| Interest-bearing deposits | 65,895,000 | 66,105,000 | 64,856,000 | 64,373,000 |
| Noninterest-bearing deposits | 14,633,000 | 14,000,000 | 13,827,000 | 13,670,000 |
| Equity capital | 11,954,000 | 12,135,000 | 12,347,000 | 12,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,649,000 | 3,269,000 | 4,848,000 | 6,267,000 |
| Interest expense | 738,000 | 1,464,000 | 2,132,000 | 2,721,000 |
| Net interest income | 911,000 | 1,805,000 | 2,716,000 | 3,546,000 |
| Noninterest income | 144,000 | 287,000 | 436,000 | 586,000 |
| Noninterest expense | 715,000 | 1,401,000 | 2,047,000 | 2,730,000 |
| Provision for loan losses | 15,000 | 25,000 | 185,000 | 193,000 |
| Pretax income | 325,000 | 666,000 | 920,000 | 1,361,000 |
| Income tax | 84,000 | 174,000 | 267,000 | 370,000 |
| Net income | 241,000 | 492,000 | 653,000 | 991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,711,000 | 11,852,000 | 11,902,000 | 12,020,000 |
| Total capital | 12,345,000 | 12,469,000 | 12,369,000 | 12,510,000 |
| Risk-weighted assets | 50,712,000 | 49,342,000 | 49,513,000 | 49,027,000 |