Call reports 2023
BANK OF BRIDGER, NATIONAL ASSOCIATION — 2023
What BANK OF BRIDGER, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 762,861,000 | 752,482,000 | 739,758,000 | 733,942,000 |
| Total loans | 324,649,000 | 343,695,000 | 345,927,000 | 339,248,000 |
| Allowance for loan losses | 5,879,000 | 5,911,000 | 5,832,000 | 5,860,000 |
| Securities available for sale | 400,770,000 | 367,816,000 | 350,456,000 | 356,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 696,595,000 | 670,961,000 | 682,321,000 | 672,018,000 |
| Interest-bearing deposits | 536,901,000 | 516,406,000 | 523,163,000 | 511,503,000 |
| Noninterest-bearing deposits | 159,694,000 | 154,555,000 | 159,158,000 | 160,515,000 |
| Equity capital | 47,491,000 | 43,148,000 | 38,452,000 | 48,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,636,000 | 13,626,000 | 20,944,000 | 28,285,000 |
| Interest expense | 1,820,000 | 4,365,000 | 7,230,000 | 10,159,000 |
| Net interest income | 4,816,000 | 9,261,000 | 13,714,000 | 18,126,000 |
| Noninterest income | 251,000 | 504,000 | 930,000 | 1,179,000 |
| Noninterest expense | 3,511,000 | 7,048,000 | 10,653,000 | 14,174,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,528,000 | 2,746,000 | 3,985,000 | 5,102,000 |
| Income tax | 292,000 | 511,000 | 712,000 | 905,000 |
| Net income | 1,236,000 | 2,235,000 | 3,273,000 | 4,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,839,000 | 72,483,000 | 73,165,000 | 73,732,000 |
| Total capital | 76,641,000 | 77,445,000 | 78,248,000 | 78,590,000 |
| Risk-weighted assets | 382,987,000 | 395,895,000 | 405,731,000 | 387,553,000 |