Call reports 2022
BANK OF BRIDGER, NATIONAL ASSOCIATION — 2022
What BANK OF BRIDGER, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 750,493,000 | 757,102,000 | 750,029,000 | 767,763,000 |
| Total loans | 298,440,000 | 306,064,000 | 320,610,000 | 323,845,000 |
| Allowance for loan losses | 5,640,000 | 5,776,000 | 5,809,000 | 5,845,000 |
| Securities available for sale | 419,550,000 | 413,687,000 | 387,778,000 | 400,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 692,134,000 | 706,657,000 | 707,059,000 | 707,518,000 |
| Interest-bearing deposits | 529,660,000 | 543,292,000 | 539,646,000 | 544,169,000 |
| Noninterest-bearing deposits | 162,474,000 | 163,365,000 | 167,413,000 | 163,349,000 |
| Equity capital | 56,002,000 | 47,002,000 | 37,502,000 | 42,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,937,000 | 11,730,000 | 18,182,000 | 24,637,000 |
| Interest expense | 462,000 | 981,000 | 1,786,000 | 3,158,000 |
| Net interest income | 5,475,000 | 10,749,000 | 16,396,000 | 21,479,000 |
| Noninterest income | 315,000 | 657,000 | 956,000 | 1,228,000 |
| Noninterest expense | 3,458,000 | 6,774,000 | 10,551,000 | 14,162,000 |
| Provision for loan losses | 60,000 | 90,000 | 120,000 | 150,000 |
| Pretax income | 2,277,000 | 4,542,000 | 6,678,000 | 8,396,000 |
| Income tax | 482,000 | 959,000 | 1,399,000 | 1,737,000 |
| Net income | 1,795,000 | 3,583,000 | 5,279,000 | 6,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,096,000 | 68,556,000 | 69,923,000 | 70,975,000 |
| Total capital | 71,480,000 | 73,052,000 | 74,629,000 | 75,702,000 |
| Risk-weighted assets | 349,327,000 | 358,298,000 | 375,273,000 | 376,955,000 |