Call reports 2020
BANK OF BRIDGER, NATIONAL ASSOCIATION — 2020
What BANK OF BRIDGER, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 606,879,000 | 689,215,000 | 678,663,000 | 699,460,000 |
| Total loans | 299,293,000 | 335,316,000 | 342,129,000 | 306,374,000 |
| Allowance for loan losses | 4,851,000 | 5,385,000 | 5,285,000 | 5,364,000 |
| Securities available for sale | 273,242,000 | 288,580,000 | 292,692,000 | 323,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 541,935,000 | 613,150,000 | 601,634,000 | 622,574,000 |
| Interest-bearing deposits | 445,379,000 | 492,999,000 | 468,024,000 | 482,955,000 |
| Noninterest-bearing deposits | 96,556,000 | 120,151,000 | 133,610,000 | 139,619,000 |
| Equity capital | 62,506,000 | 70,502,000 | 71,954,000 | 72,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,039,000 | 13,082,000 | 19,148,000 | 24,859,000 |
| Interest expense | 1,207,000 | 2,232,000 | 3,170,000 | 4,047,000 |
| Net interest income | 4,832,000 | 10,850,000 | 15,978,000 | 20,812,000 |
| Noninterest income | 452,000 | 801,000 | 1,294,000 | 1,787,000 |
| Noninterest expense | 3,189,000 | 6,706,000 | 9,877,000 | 13,290,000 |
| Provision for loan losses | 180,000 | 720,000 | 870,000 | 970,000 |
| Pretax income | 1,915,000 | 4,236,000 | 6,545,000 | 8,359,000 |
| Income tax | 400,000 | 950,000 | 1,449,000 | 1,736,000 |
| Net income | 1,515,000 | 3,286,000 | 5,096,000 | 6,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,778,000 | 57,295,000 | 58,852,000 | 60,127,000 |
| Total capital | 59,867,000 | 61,538,000 | 63,160,000 | 64,229,000 |
| Risk-weighted assets | 326,291,000 | 338,177,000 | 343,555,000 | 326,782,000 |