Call reports 2019
BANK OF BRIDGER, NATIONAL ASSOCIATION — 2019
What BANK OF BRIDGER, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 521,257,000 | 528,168,000 | 530,457,000 | 610,035,000 |
| Total loans | 251,303,000 | 260,904,000 | 270,790,000 | 305,688,000 |
| Allowance for loan losses | 4,299,000 | 4,407,000 | 4,528,000 | 4,707,000 |
| Securities available for sale | 239,116,000 | 235,921,000 | 231,166,000 | 261,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 466,153,000 | 469,145,000 | 450,646,000 | 544,614,000 |
| Interest-bearing deposits | 379,201,000 | 388,726,000 | 364,581,000 | 446,695,000 |
| Noninterest-bearing deposits | 86,952,000 | 80,419,000 | 86,065,000 | 97,919,000 |
| Equity capital | 52,981,000 | 56,049,000 | 52,871,000 | 62,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,077,000 | 10,441,000 | 15,865,000 | 22,064,000 |
| Interest expense | 1,176,000 | 2,467,000 | 3,746,000 | 5,083,000 |
| Net interest income | 3,901,000 | 7,974,000 | 12,119,000 | 16,981,000 |
| Noninterest income | 281,000 | 599,000 | 1,160,000 | 1,610,000 |
| Noninterest expense | 2,729,000 | 5,366,000 | 8,264,000 | 11,358,000 |
| Provision for loan losses | 80,000 | 200,000 | 320,000 | 865,000 |
| Pretax income | 1,375,000 | 3,009,000 | 4,697,000 | 6,370,000 |
| Income tax | 325,000 | 686,000 | 949,000 | 1,164,000 |
| Net income | 1,050,000 | 2,323,000 | 3,748,000 | 5,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,818,000 | 49,879,000 | 46,058,000 | 54,406,000 |
| Total capital | 52,348,000 | 53,414,000 | 49,698,000 | 58,525,000 |
| Risk-weighted assets | 281,501,000 | 281,830,000 | 290,245,000 | 328,814,000 |