Call reports 2016
BANK OF BRIDGER, NATIONAL ASSOCIATION — 2016
What BANK OF BRIDGER, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 401,258,000 | 404,802,000 | 398,766,000 | 379,051,000 |
| Total loans | 188,822,000 | 195,461,000 | 195,549,000 | 194,492,000 |
| Allowance for loan losses | 3,710,000 | 3,684,000 | 3,712,000 | 3,717,000 |
| Securities available for sale | 194,036,000 | 189,357,000 | 183,955,000 | 158,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,013,000 | 358,230,000 | 350,501,000 | 343,713,000 |
| Interest-bearing deposits | 301,188,000 | 302,501,000 | 294,321,000 | 287,926,000 |
| Noninterest-bearing deposits | 54,825,000 | 55,729,000 | 56,180,000 | 55,787,000 |
| Equity capital | 39,391,000 | 41,443,000 | 41,572,000 | 33,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,595,000 | 7,235,000 | 10,847,000 | 14,384,000 |
| Interest expense | 452,000 | 912,000 | 1,377,000 | 1,842,000 |
| Net interest income | 3,143,000 | 6,323,000 | 9,470,000 | 12,542,000 |
| Noninterest income | 256,000 | 501,000 | 766,000 | 1,047,000 |
| Noninterest expense | 1,992,000 | 4,063,000 | 6,227,000 | 8,219,000 |
| Provision for loan losses | 110,000 | 219,000 | 292,000 | 402,000 |
| Pretax income | 1,309,000 | 2,595,000 | 3,767,000 | 5,016,000 |
| Income tax | 357,000 | 710,000 | 1,020,000 | 1,368,000 |
| Net income | 952,000 | 1,885,000 | 2,747,000 | 3,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,376,000 | 37,097,000 | 37,772,000 | 32,986,000 |
| Total capital | 39,030,000 | 39,810,000 | 40,482,000 | 35,649,000 |
| Risk-weighted assets | 211,174,000 | 215,939,000 | 215,695,000 | 211,877,000 |