Call reports 2015
BANK OF BRIDGER, NATIONAL ASSOCIATION — 2015
What BANK OF BRIDGER, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 379,321,000 | 382,575,000 | 393,029,000 | 398,595,000 |
| Total loans | 176,470,000 | 180,265,000 | 186,625,000 | 187,273,000 |
| Allowance for loan losses | 3,409,000 | 3,428,000 | 3,508,000 | 3,616,000 |
| Securities available for sale | 181,886,000 | 180,304,000 | 185,632,000 | 190,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,662,000 | 344,866,000 | 350,462,000 | 359,005,000 |
| Interest-bearing deposits | 283,996,000 | 288,390,000 | 292,136,000 | 300,697,000 |
| Noninterest-bearing deposits | 56,666,000 | 56,476,000 | 58,326,000 | 58,308,000 |
| Equity capital | 36,221,000 | 35,744,000 | 37,601,000 | 37,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,332,000 | 6,766,000 | 10,293,000 | 13,859,000 |
| Interest expense | 406,000 | 822,000 | 1,251,000 | 1,692,000 |
| Net interest income | 2,926,000 | 5,944,000 | 9,042,000 | 12,167,000 |
| Noninterest income | 288,000 | 608,000 | 876,000 | 1,128,000 |
| Noninterest expense | 1,898,000 | 3,912,000 | 5,813,000 | 7,847,000 |
| Provision for loan losses | 120,000 | 200,000 | 320,000 | 440,000 |
| Pretax income | 1,195,000 | 2,441,000 | 3,760,000 | 4,994,000 |
| Income tax | 295,000 | 625,000 | 989,000 | 1,294,000 |
| Net income | 900,000 | 1,816,000 | 2,771,000 | 3,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,448,000 | 34,151,000 | 34,894,000 | 35,637,000 |
| Total capital | 35,939,000 | 36,702,000 | 37,526,000 | 38,291,000 |
| Risk-weighted assets | 198,266,000 | 203,035,000 | 209,556,000 | 211,296,000 |