Call reports 2014
BANK OF BRIDGER, NATIONAL ASSOCIATION — 2014
What BANK OF BRIDGER, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 355,974,000 | 362,115,000 | 364,667,000 | 374,098,000 |
| Total loans | 167,230,000 | 175,171,000 | 179,421,000 | 174,896,000 |
| Allowance for loan losses | 2,969,000 | 3,081,000 | 3,198,000 | 3,304,000 |
| Securities available for sale | 169,259,000 | 165,965,000 | 164,107,000 | 178,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,369,000 | 321,317,000 | 328,080,000 | 337,096,000 |
| Interest-bearing deposits | 267,603,000 | 267,875,000 | 277,909,000 | 286,506,000 |
| Noninterest-bearing deposits | 50,766,000 | 53,442,000 | 50,171,000 | 50,590,000 |
| Equity capital | 32,340,000 | 33,741,000 | 34,267,000 | 34,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,157,000 | 6,478,000 | 9,857,000 | 13,291,000 |
| Interest expense | 384,000 | 775,000 | 1,174,000 | 1,585,000 |
| Net interest income | 2,773,000 | 5,703,000 | 8,683,000 | 11,706,000 |
| Noninterest income | 243,000 | 533,000 | 813,000 | 1,089,000 |
| Noninterest expense | 1,845,000 | 3,785,000 | 5,605,000 | 7,713,000 |
| Provision for loan losses | 90,000 | 210,000 | 330,000 | 450,000 |
| Pretax income | 1,077,000 | 2,234,000 | 3,534,000 | 4,790,000 |
| Income tax | 278,000 | 575,000 | 941,000 | 1,262,000 |
| Net income | 799,000 | 1,659,000 | 2,593,000 | 3,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,638,000 | 31,285,000 | 32,005,000 | 32,761,000 |
| Total capital | 33,141,000 | 33,857,000 | 34,613,000 | 35,365,000 |
| Risk-weighted assets | 199,646,000 | 205,153,000 | 207,935,000 | 207,481,000 |