Call reports 2013
BANK OF BRIDGER, NATIONAL ASSOCIATION — 2013
What BANK OF BRIDGER, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 329,205,000 | 329,251,000 | 335,677,000 | 346,461,000 |
| Total loans | 150,584,000 | 156,212,000 | 158,506,000 | 162,101,000 |
| Allowance for loan losses | 2,994,000 | 3,001,000 | 3,041,000 | 3,002,000 |
| Securities available for sale | 159,256,000 | 153,711,000 | 155,644,000 | 160,453,000 |
| Securities held to maturity | 92,000 | 92,000 | 17,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,906,000 | 294,124,000 | 302,749,000 | 313,757,000 |
| Interest-bearing deposits | 246,702,000 | 253,738,000 | 259,695,000 | 266,660,000 |
| Noninterest-bearing deposits | 43,204,000 | 40,386,000 | 43,054,000 | 47,097,000 |
| Equity capital | 32,116,000 | 30,504,000 | 30,974,000 | 30,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,928,000 | 5,953,000 | 9,013,000 | 12,136,000 |
| Interest expense | 406,000 | 785,000 | 1,165,000 | 1,552,000 |
| Net interest income | 2,522,000 | 5,168,000 | 7,848,000 | 10,584,000 |
| Noninterest income | 284,000 | 588,000 | 918,000 | 1,448,000 |
| Noninterest expense | 1,735,000 | 3,670,000 | 5,573,000 | 7,817,000 |
| Provision for loan losses | 90,000 | 150,000 | 224,000 | 323,000 |
| Pretax income | 983,000 | 1,937,000 | 2,966,000 | 3,882,000 |
| Income tax | 257,000 | 493,000 | 736,000 | 826,000 |
| Net income | 726,000 | 1,444,000 | 2,230,000 | 3,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,327,000 | 28,833,000 | 29,406,000 | 30,051,000 |
| Total capital | 30,561,000 | 31,161,000 | 31,777,000 | 32,473,000 |
| Risk-weighted assets | 177,823,000 | 185,409,000 | 189,431,000 | 193,030,000 |