Call reports 2012
BANK OF BRIDGER, NATIONAL ASSOCIATION — 2012
What BANK OF BRIDGER, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 311,436,000 | 314,475,000 | 320,596,000 | 335,995,000 |
| Total loans | 145,885,000 | 148,175,000 | 150,373,000 | 149,372,000 |
| Allowance for loan losses | 3,075,000 | 3,245,000 | 3,280,000 | 2,928,000 |
| Securities available for sale | 144,864,000 | 147,995,000 | 148,989,000 | 157,063,000 |
| Securities held to maturity | 167,000 | 167,000 | 92,000 | 92,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,192,000 | 281,192,000 | 285,971,000 | 301,508,000 |
| Interest-bearing deposits | 232,391,000 | 229,081,000 | 226,102,000 | 237,527,000 |
| Noninterest-bearing deposits | 46,801,000 | 52,111,000 | 59,869,000 | 63,981,000 |
| Equity capital | 29,708,000 | 30,572,000 | 31,613,000 | 31,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,143,000 | 6,235,000 | 9,277,000 | 12,311,000 |
| Interest expense | 510,000 | 995,000 | 1,438,000 | 1,868,000 |
| Net interest income | 2,633,000 | 5,240,000 | 7,839,000 | 10,443,000 |
| Noninterest income | 194,000 | 503,000 | 817,000 | 1,072,000 |
| Noninterest expense | 1,675,000 | 3,487,000 | 5,258,000 | 7,099,000 |
| Provision for loan losses | 294,000 | 574,000 | 776,000 | 780,000 |
| Pretax income | 917,000 | 1,743,000 | 2,709,000 | 3,723,000 |
| Income tax | 229,000 | 426,000 | 673,000 | 932,000 |
| Net income | 688,000 | 1,317,000 | 2,036,000 | 2,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,124,000 | 26,605,000 | 27,175,000 | 27,814,000 |
| Total capital | 28,294,000 | 28,809,000 | 29,392,000 | 30,038,000 |
| Risk-weighted assets | 172,657,000 | 175,225,000 | 176,263,000 | 177,083,000 |