Call reports 2011
BANK OF BRIDGER, NATIONAL ASSOCIATION — 2011
What BANK OF BRIDGER, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 277,963,000 | 285,086,000 | 294,531,000 | 303,802,000 |
| Total loans | 147,397,000 | 152,014,000 | 151,243,000 | 149,581,000 |
| Allowance for loan losses | 2,354,000 | 2,628,000 | 2,748,000 | 2,881,000 |
| Securities available for sale | 113,931,000 | 114,373,000 | 119,112,000 | 136,421,000 |
| Securities held to maturity | 168,000 | 168,000 | 168,000 | 168,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,427,000 | 255,762,000 | 263,705,000 | 272,095,000 |
| Interest-bearing deposits | 213,319,000 | 219,596,000 | 221,968,000 | 228,155,000 |
| Noninterest-bearing deposits | 34,108,000 | 36,166,000 | 41,737,000 | 43,940,000 |
| Equity capital | 25,199,000 | 26,765,000 | 27,796,000 | 29,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,064,000 | 6,310,000 | 9,567,000 | 12,789,000 |
| Interest expense | 633,000 | 1,244,000 | 1,822,000 | 2,348,000 |
| Net interest income | 2,431,000 | 5,066,000 | 7,745,000 | 10,441,000 |
| Noninterest income | 80,000 | 378,000 | 569,000 | 793,000 |
| Noninterest expense | 1,624,000 | 3,329,000 | 5,111,000 | 6,844,000 |
| Provision for loan losses | 629,000 | 898,000 | 1,110,000 | 1,382,000 |
| Pretax income | 257,000 | 1,218,000 | 2,094,000 | 3,019,000 |
| Income tax | 66,000 | 211,000 | 437,000 | 667,000 |
| Net income | 191,000 | 1,007,000 | 1,657,000 | 2,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,839,000 | 23,506,000 | 24,006,000 | 25,585,000 |
| Total capital | 24,960,000 | 25,684,000 | 26,195,000 | 27,806,000 |
| Risk-weighted assets | 169,330,000 | 173,797,000 | 174,507,000 | 176,913,000 |