Call reports 2010
BANK OF BRIDGER, NATIONAL ASSOCIATION — 2010
What BANK OF BRIDGER, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 269,382,000 | 270,361,000 | 270,182,000 | 273,496,000 |
| Total loans | 148,832,000 | 151,439,000 | 151,819,000 | 146,952,000 |
| Allowance for loan losses | 1,946,000 | 2,099,000 | 2,232,000 | 2,378,000 |
| Securities available for sale | 105,199,000 | 99,082,000 | 102,245,000 | 109,198,000 |
| Securities held to maturity | 168,000 | 168,000 | 168,000 | 168,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,983,000 | 237,728,000 | 236,642,000 | 243,588,000 |
| Interest-bearing deposits | 202,989,000 | 208,573,000 | 207,780,000 | 210,784,000 |
| Noninterest-bearing deposits | 29,994,000 | 29,155,000 | 28,862,000 | 32,804,000 |
| Equity capital | 23,889,000 | 24,790,000 | 25,566,000 | 24,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,210,000 | 6,661,000 | 9,939,000 | 13,170,000 |
| Interest expense | 879,000 | 1,732,000 | 2,541,000 | 3,230,000 |
| Net interest income | 2,331,000 | 4,929,000 | 7,398,000 | 9,940,000 |
| Noninterest income | 222,000 | 502,000 | 836,000 | 1,091,000 |
| Noninterest expense | 1,697,000 | 3,406,000 | 5,244,000 | 7,033,000 |
| Provision for loan losses | 147,000 | 315,000 | 456,000 | 783,000 |
| Pretax income | 708,000 | 1,709,000 | 2,536,000 | 3,212,000 |
| Income tax | 181,000 | 454,000 | 654,000 | 795,000 |
| Net income | 527,000 | 1,255,000 | 1,882,000 | 2,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,288,000 | 21,867,000 | 22,345,000 | 22,762,000 |
| Total capital | 23,323,000 | 23,953,000 | 24,451,000 | 24,876,000 |
| Risk-weighted assets | 170,952,000 | 166,800,000 | 168,316,000 | 168,741,000 |