Call reports 2009
BANK OF BRIDGER, NATIONAL ASSOCIATION — 2009
What BANK OF BRIDGER, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 234,431,000 | 234,335,000 | 246,342,000 | 259,931,000 |
| Total loans | 140,839,000 | 142,105,000 | 144,146,000 | 145,584,000 |
| Allowance for loan losses | 1,574,000 | 1,630,000 | 1,728,000 | 1,800,000 |
| Securities available for sale | 78,977,000 | 77,050,000 | 87,094,000 | 98,169,000 |
| Securities held to maturity | 173,000 | 173,000 | 173,000 | 173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,348,000 | 197,549,000 | 204,854,000 | 219,112,000 |
| Interest-bearing deposits | 171,003,000 | 169,565,000 | 177,247,000 | 189,632,000 |
| Noninterest-bearing deposits | 26,345,000 | 27,984,000 | 27,607,000 | 29,480,000 |
| Equity capital | 20,178,000 | 22,249,000 | 23,378,000 | 23,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,213,000 | 6,448,000 | 9,680,000 | 13,017,000 |
| Interest expense | 1,155,000 | 2,238,000 | 3,274,000 | 4,246,000 |
| Net interest income | 2,058,000 | 4,210,000 | 6,406,000 | 8,771,000 |
| Noninterest income | 278,000 | 578,000 | 900,000 | 1,211,000 |
| Noninterest expense | 1,572,000 | 3,175,000 | 4,885,000 | 6,641,000 |
| Provision for loan losses | 60,000 | 120,000 | 290,000 | 529,000 |
| Pretax income | 703,000 | 1,507,000 | 2,145,000 | 2,826,000 |
| Income tax | 199,000 | 425,000 | 565,000 | 736,000 |
| Net income | 504,000 | 1,082,000 | 1,580,000 | 2,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,243,000 | 20,172,000 | 20,512,000 | 20,910,000 |
| Total capital | 19,910,000 | 21,869,000 | 22,313,000 | 22,796,000 |
| Risk-weighted assets | 160,355,000 | 162,811,000 | 167,395,000 | 170,528,000 |