Call reports 2008
BANK OF BRIDGER, NATIONAL ASSOCIATION — 2008
What BANK OF BRIDGER, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 202,846,000 | 208,922,000 | 219,490,000 | 230,860,000 |
| Total loans | 126,858,000 | 135,208,000 | 139,447,000 | 140,018,000 |
| Allowance for loan losses | 1,447,000 | 1,507,000 | 1,569,000 | 1,612,000 |
| Securities available for sale | 59,345,000 | 59,747,000 | 65,269,000 | 75,206,000 |
| Securities held to maturity | 173,000 | 173,000 | 173,000 | 173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,491,000 | 175,198,000 | 184,175,000 | 191,683,000 |
| Interest-bearing deposits | 144,863,000 | 150,116,000 | 158,527,000 | 164,221,000 |
| Noninterest-bearing deposits | 25,628,000 | 25,082,000 | 25,648,000 | 27,462,000 |
| Equity capital | 18,403,000 | 18,202,000 | 18,799,000 | 19,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,129,000 | 6,334,000 | 9,617,000 | 12,920,000 |
| Interest expense | 1,319,000 | 2,557,000 | 3,846,000 | 5,095,000 |
| Net interest income | 1,810,000 | 3,777,000 | 5,771,000 | 7,825,000 |
| Noninterest income | 226,000 | 469,000 | 708,000 | 993,000 |
| Noninterest expense | 1,453,000 | 2,802,000 | 4,284,000 | 5,825,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 533,000 | 1,384,000 | 2,075,000 | 2,807,000 |
| Income tax | 158,000 | 431,000 | 633,000 | 870,000 |
| Net income | 375,000 | 953,000 | 1,442,000 | 1,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,432,000 | 16,869,000 | 17,200,000 | 17,879,000 |
| Total capital | 17,879,000 | 18,376,000 | 18,769,000 | 19,491,000 |
| Risk-weighted assets | 141,230,000 | 149,540,000 | 156,110,000 | 158,800,000 |