Call reports 2007
BANK OF BRIDGER, NATIONAL ASSOCIATION — 2007
What BANK OF BRIDGER, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 177,727,000 | 179,589,000 | 190,353,000 | 197,941,000 |
| Total loans | 117,083,000 | 123,792,000 | 125,878,000 | 124,544,000 |
| Allowance for loan losses | 1,204,000 | 1,265,000 | 1,327,000 | 1,388,000 |
| Securities available for sale | 43,022,000 | 41,673,000 | 45,821,000 | 55,446,000 |
| Securities held to maturity | 334,000 | 332,000 | 181,000 | 173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,547,000 | 158,900,000 | 170,409,000 | 172,084,000 |
| Interest-bearing deposits | 135,771,000 | 135,582,000 | 146,319,000 | 145,335,000 |
| Noninterest-bearing deposits | 22,776,000 | 23,318,000 | 24,090,000 | 26,749,000 |
| Equity capital | 16,586,000 | 16,755,000 | 17,365,000 | 17,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,845,000 | 5,891,000 | 9,117,000 | 12,393,000 |
| Interest expense | 1,166,000 | 2,404,000 | 3,754,000 | 5,155,000 |
| Net interest income | 1,679,000 | 3,487,000 | 5,363,000 | 7,238,000 |
| Noninterest income | 270,000 | 557,000 | 843,000 | 1,127,000 |
| Noninterest expense | 1,351,000 | 2,633,000 | 4,059,000 | 5,371,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 523,000 | 1,273,000 | 1,946,000 | 2,730,000 |
| Income tax | 155,000 | 399,000 | 587,000 | 840,000 |
| Net income | 368,000 | 874,000 | 1,359,000 | 1,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,078,000 | 15,485,000 | 15,800,000 | 16,196,000 |
| Total capital | 16,282,000 | 16,750,000 | 17,127,000 | 17,584,000 |
| Risk-weighted assets | 127,312,000 | 134,909,000 | 138,669,000 | 138,689,000 |