Call reports 2006
BANK OF BRIDGER, NATIONAL ASSOCIATION — 2006
What BANK OF BRIDGER, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 166,196,000 | 169,662,000 | 171,247,000 | 171,532,000 |
| Total loans | 104,996,000 | 111,807,000 | 113,336,000 | 113,861,000 |
| Allowance for loan losses | 1,087,000 | 1,120,000 | 1,131,000 | 1,189,000 |
| Securities available for sale | 45,141,000 | 45,137,000 | 44,777,000 | 43,778,000 |
| Securities held to maturity | 342,000 | 342,000 | 341,000 | 341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,825,000 | 142,316,000 | 146,805,000 | 150,383,000 |
| Interest-bearing deposits | 122,521,000 | 120,792,000 | 124,803,000 | 127,109,000 |
| Noninterest-bearing deposits | 21,304,000 | 21,524,000 | 22,002,000 | 23,274,000 |
| Equity capital | 15,011,000 | 15,078,000 | 15,804,000 | 16,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,461,000 | 5,052,000 | 7,795,000 | 10,648,000 |
| Interest expense | 837,000 | 1,811,000 | 2,911,000 | 4,016,000 |
| Net interest income | 1,624,000 | 3,241,000 | 4,884,000 | 6,632,000 |
| Noninterest income | 185,000 | 527,000 | 822,000 | 1,083,000 |
| Noninterest expense | 1,294,000 | 2,533,000 | 3,868,000 | 5,085,000 |
| Provision for loan losses | 60,000 | 120,000 | 170,000 | 230,000 |
| Pretax income | 453,000 | 1,110,000 | 1,647,000 | 2,365,000 |
| Income tax | 136,000 | 354,000 | 524,000 | 747,000 |
| Net income | 317,000 | 756,000 | 1,123,000 | 1,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,839,000 | 14,178,000 | 14,446,000 | 14,836,000 |
| Total capital | 14,926,000 | 15,298,000 | 15,577,000 | 16,025,000 |
| Risk-weighted assets | 116,532,000 | 123,132,000 | 125,083,000 | 124,983,000 |