Call reports 2005
BANK OF BRIDGER, NATIONAL ASSOCIATION — 2005
What BANK OF BRIDGER, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 151,586,000 | 156,510,000 | 160,094,000 | 158,300,000 |
| Total loans | 94,685,000 | 100,441,000 | 105,211,000 | 102,597,000 |
| Allowance for loan losses | 991,000 | 1,041,000 | 903,000 | 1,023,000 |
| Securities available for sale | 44,510,000 | 43,726,000 | 42,296,000 | 40,947,000 |
| Securities held to maturity | 357,000 | 359,000 | 350,000 | 345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,537,000 | 129,951,000 | 128,281,000 | 128,945,000 |
| Interest-bearing deposits | 106,823,000 | 112,190,000 | 108,507,000 | 107,441,000 |
| Noninterest-bearing deposits | 17,714,000 | 17,761,000 | 19,774,000 | 21,504,000 |
| Equity capital | 13,286,000 | 13,704,000 | 13,725,000 | 14,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,011,000 | 4,178,000 | 6,414,000 | 8,773,000 |
| Interest expense | 613,000 | 1,307,000 | 2,102,000 | 2,924,000 |
| Net interest income | 1,398,000 | 2,871,000 | 4,312,000 | 5,849,000 |
| Noninterest income | 163,000 | 345,000 | 550,000 | 722,000 |
| Noninterest expense | 1,010,000 | 2,118,000 | 3,233,000 | 4,266,000 |
| Provision for loan losses | 51,000 | 111,000 | 201,000 | 331,000 |
| Pretax income | 499,000 | 972,000 | 1,404,000 | 1,935,000 |
| Income tax | 173,000 | 331,000 | 458,000 | 629,000 |
| Net income | 326,000 | 641,000 | 946,000 | 1,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,150,000 | 12,290,000 | 12,465,000 | 13,760,000 |
| Total capital | 13,141,000 | 13,331,000 | 13,368,000 | 14,783,000 |
| Risk-weighted assets | 102,205,000 | 107,548,000 | 113,645,000 | 112,774,000 |