Call reports 2004
BANK OF BRIDGER, NATIONAL ASSOCIATION — 2004
What BANK OF BRIDGER, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 139,030,000 | 143,078,000 | 143,125,000 | 146,304,000 |
| Total loans | 82,528,000 | 88,570,000 | 93,443,000 | 92,902,000 |
| Allowance for loan losses | 917,000 | 954,000 | 985,000 | 964,000 |
| Securities available for sale | 45,663,000 | 40,675,000 | 36,069,000 | 41,596,000 |
| Securities held to maturity | 408,000 | 387,000 | 372,000 | 357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,208,000 | 112,145,000 | 113,432,000 | 119,682,000 |
| Interest-bearing deposits | 94,372,000 | 95,902,000 | 95,869,000 | 100,804,000 |
| Noninterest-bearing deposits | 17,836,000 | 16,243,000 | 17,563,000 | 18,878,000 |
| Equity capital | 13,291,000 | 12,867,000 | 13,371,000 | 13,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,794,000 | 3,637,000 | 5,594,000 | 7,543,000 |
| Interest expense | 533,000 | 1,084,000 | 1,653,000 | 2,235,000 |
| Net interest income | 1,261,000 | 2,553,000 | 3,941,000 | 5,308,000 |
| Noninterest income | 161,000 | 326,000 | 482,000 | 692,000 |
| Noninterest expense | 917,000 | 1,897,000 | 2,866,000 | 3,923,000 |
| Provision for loan losses | 18,000 | 46,000 | 82,000 | 118,000 |
| Pretax income | 558,000 | 1,021,000 | 1,546,000 | 2,035,000 |
| Income tax | 190,000 | 354,000 | 530,000 | 701,000 |
| Net income | 368,000 | 667,000 | 1,016,000 | 1,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,451,000 | 11,594,000 | 11,832,000 | 11,990,000 |
| Total capital | 12,368,000 | 12,548,000 | 12,817,000 | 12,954,000 |
| Risk-weighted assets | 91,356,000 | 95,250,000 | 98,689,000 | 98,242,000 |