Call reports 2003
BANK OF BRIDGER, NATIONAL ASSOCIATION — 2003
What BANK OF BRIDGER, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 78,762,000 | 77,853,000 | 83,091,000 | 85,384,000 |
| Total loans | 38,382,000 | 40,176,000 | 45,247,000 | 47,202,000 |
| Allowance for loan losses | 540,000 | 553,000 | 559,000 | 561,000 |
| Securities available for sale | 34,343,000 | 29,962,000 | 31,192,000 | 31,584,000 |
| Securities held to maturity | 83,000 | 77,000 | 76,000 | 67,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,793,000 | 64,007,000 | 65,564,000 | 68,282,000 |
| Interest-bearing deposits | 56,400,000 | 55,345,000 | 56,961,000 | 60,290,000 |
| Noninterest-bearing deposits | 8,393,000 | 8,662,000 | 8,603,000 | 7,992,000 |
| Equity capital | 7,402,000 | 7,940,000 | 7,853,000 | 7,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,012,000 | 2,023,000 | 3,024,000 | 4,084,000 |
| Interest expense | 373,000 | 730,000 | 1,079,000 | 1,446,000 |
| Net interest income | 639,000 | 1,293,000 | 1,945,000 | 2,638,000 |
| Noninterest income | 47,000 | 99,000 | 154,000 | 201,000 |
| Noninterest expense | 447,000 | 923,000 | 1,368,000 | 1,889,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 217,000 | 429,000 | 672,000 | 877,000 |
| Income tax | 71,000 | 143,000 | 225,000 | 306,000 |
| Net income | 146,000 | 286,000 | 447,000 | 571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,983,000 | 6,522,000 | 6,608,000 | 6,652,000 |
| Total capital | 6,523,000 | 7,075,000 | 7,167,000 | 7,213,000 |
| Risk-weighted assets | 47,364,000 | 48,143,000 | 54,113,000 | 55,433,000 |