Call reports 2002
BANK OF BRIDGER, NATIONAL ASSOCIATION — 2002
What BANK OF BRIDGER, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,163,000 | 47,435,000 | 75,979,000 | 79,122,000 |
| Total loans | 21,779,000 | 22,188,000 | 36,305,000 | 38,620,000 |
| Allowance for loan losses | 319,000 | 323,000 | 526,000 | 528,000 |
| Securities available for sale | 21,989,000 | 21,487,000 | 30,077,000 | 32,862,000 |
| Securities held to maturity | 530,000 | 471,000 | 425,000 | 375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,452,000 | 41,423,000 | 66,288,000 | 65,120,000 |
| Interest-bearing deposits | 38,019,000 | 37,563,000 | 58,165,000 | 57,607,000 |
| Noninterest-bearing deposits | 3,433,000 | 3,860,000 | 8,123,000 | 7,513,000 |
| Equity capital | 3,368,000 | 3,616,000 | 7,216,000 | 7,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,551,000 | 2,451,000 | 3,562,000 |
| Interest expense | 346,000 | 675,000 | 1,047,000 | 1,462,000 |
| Net interest income | 423,000 | 876,000 | 1,404,000 | 2,100,000 |
| Noninterest income | 34,000 | 87,000 | 128,000 | 183,000 |
| Noninterest expense | 274,000 | 571,000 | 948,000 | 1,416,000 |
| Provision for loan losses | 15,000 | 30,000 | 40,000 | 44,000 |
| Pretax income | 168,000 | 362,000 | 542,000 | 813,000 |
| Income tax | 55,000 | 118,000 | 175,000 | 267,000 |
| Net income | 113,000 | 244,000 | 367,000 | 546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,256,000 | 3,353,000 | 5,797,000 | 5,892,000 |
| Total capital | 3,575,000 | 3,676,000 | 6,323,000 | 6,420,000 |
| Risk-weighted assets | 27,098,000 | 27,035,000 | 46,027,000 | 47,239,000 |