Call report 2025Q4
BELMONT BANK & TRUST COMPANY — 2025Q4
The 22 measures BELMONT BANK & TRUST COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,020,933,000 | USD | evidence → |
| Total loans | 743,538,000 | USD | evidence → |
| Allowance for loan losses | 8,895,000 | USD | evidence → |
| Securities available for sale | 145,710,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 895,565,000 | USD | evidence → |
| Interest-bearing deposits | 685,383,000 | USD | evidence → |
| Noninterest-bearing deposits | 210,182,000 | USD | evidence → |
| Equity capital | 106,823,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 60,460,000 | USD | evidence → |
| Interest expense | 22,241,000 | USD | evidence → |
| Net interest income | 38,219,000 | USD | evidence → |
| Noninterest income | 2,489,000 | USD | evidence → |
| Noninterest expense | 20,198,000 | USD | evidence → |
| Provision for loan losses | 1,167,000 | USD | evidence → |
| Pretax income | 19,342,000 | USD | evidence → |
| Income tax | 5,295,000 | USD | evidence → |
| Net income | 14,047,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 115,986,000 | USD | evidence → |
| Total capital | 125,020,000 | USD | evidence → |
| Risk-weighted assets | 779,513,000 | USD | evidence → |