Call reports 2024
BELMONT BANK & TRUST COMPANY — 2024
What BELMONT BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 906,973,000 | 923,957,000 | 937,435,000 | 940,487,000 |
| Total loans | 678,916,000 | 688,018,000 | 716,253,000 | 714,628,000 |
| Allowance for loan losses | 8,130,000 | 8,174,000 | 8,311,000 | 8,339,000 |
| Securities available for sale | 159,296,000 | 157,611,000 | 160,029,000 | 151,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 780,702,000 | 790,193,000 | 806,237,000 | 830,124,000 |
| Interest-bearing deposits | 558,911,000 | 591,547,000 | 594,646,000 | 627,229,000 |
| Noninterest-bearing deposits | 221,791,000 | 198,646,000 | 211,591,000 | 202,895,000 |
| Equity capital | 101,607,000 | 104,766,000 | 111,454,000 | 100,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,461,000 | 26,785,000 | 40,980,000 | 55,257,000 |
| Interest expense | 5,424,000 | 11,021,000 | 16,868,000 | 22,484,000 |
| Net interest income | 8,037,000 | 15,764,000 | 24,112,000 | 32,773,000 |
| Noninterest income | 401,000 | 905,000 | 1,596,000 | 2,095,000 |
| Noninterest expense | 4,480,000 | 8,904,000 | 13,697,000 | 18,633,000 |
| Provision for loan losses | -22,000 | 22,000 | 213,000 | 311,000 |
| Pretax income | 3,958,000 | 7,772,000 | 11,793,000 | 15,902,000 |
| Income tax | 1,103,000 | 2,176,000 | 3,319,000 | 4,429,000 |
| Net income | 2,855,000 | 5,596,000 | 8,474,000 | 11,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,370,000 | 119,172,000 | 122,112,000 | 115,172,000 |
| Total capital | 124,595,000 | 127,397,000 | 130,508,000 | 123,613,000 |
| Risk-weighted assets | 712,772,000 | 719,235,000 | 744,650,000 | 743,094,000 |