Call reports 2023
BELMONT BANK & TRUST COMPANY — 2023
What BELMONT BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 853,921,000 | 885,567,000 | 902,492,000 | 912,757,000 |
| Total loans | 644,051,000 | 654,616,000 | 668,198,000 | 673,637,000 |
| Allowance for loan losses | 8,087,000 | 8,089,000 | 8,102,000 | 8,152,000 |
| Securities available for sale | 169,963,000 | 161,741,000 | 156,589,000 | 162,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 741,915,000 | 761,207,000 | 786,715,000 | 773,540,000 |
| Interest-bearing deposits | 522,149,000 | 545,404,000 | 558,900,000 | 559,035,000 |
| Noninterest-bearing deposits | 219,766,000 | 215,803,000 | 227,815,000 | 214,505,000 |
| Equity capital | 90,339,000 | 91,530,000 | 90,506,000 | 99,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,641,000 | 23,904,000 | 36,942,000 | 50,330,000 |
| Interest expense | 2,838,000 | 6,921,000 | 11,662,000 | 16,865,000 |
| Net interest income | 8,803,000 | 16,983,000 | 25,280,000 | 33,465,000 |
| Noninterest income | 455,000 | 918,000 | 1,379,000 | 1,867,000 |
| Noninterest expense | 3,839,000 | 7,895,000 | 12,016,000 | 16,444,000 |
| Provision for loan losses | 300,000 | 400,000 | 560,000 | 629,000 |
| Pretax income | 5,136,000 | 9,639,000 | 14,116,000 | 18,337,000 |
| Income tax | 1,423,000 | 2,681,000 | 3,940,000 | 5,000,000 |
| Net income | 3,713,000 | 6,958,000 | 10,176,000 | 13,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,691,000 | 106,984,000 | 110,247,000 | 113,452,000 |
| Total capital | 111,896,000 | 115,191,000 | 118,466,000 | 121,677,000 |
| Risk-weighted assets | 684,398,000 | 693,998,000 | 710,424,000 | 712,189,000 |