Call reports 2022
BELMONT BANK & TRUST COMPANY — 2022
What BELMONT BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 896,735,000 | 905,146,000 | 891,646,000 | 857,886,000 |
| Total loans | 524,133,000 | 554,353,000 | 559,027,000 | 619,550,000 |
| Allowance for loan losses | 7,023,000 | 7,268,000 | 7,589,000 | 8,027,000 |
| Securities available for sale | 163,939,000 | 168,305,000 | 164,008,000 | 170,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 801,782,000 | 819,476,000 | 807,447,000 | 766,626,000 |
| Interest-bearing deposits | 558,907,000 | 548,990,000 | 528,460,000 | 523,025,000 |
| Noninterest-bearing deposits | 242,875,000 | 270,486,000 | 278,987,000 | 243,601,000 |
| Equity capital | 85,147,000 | 82,345,000 | 80,322,000 | 82,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,549,000 | 15,956,000 | 25,749,000 | 36,608,000 |
| Interest expense | 654,000 | 1,419,000 | 2,727,000 | 4,759,000 |
| Net interest income | 6,895,000 | 14,537,000 | 23,022,000 | 31,849,000 |
| Noninterest income | 331,000 | 717,000 | 1,204,000 | 1,704,000 |
| Noninterest expense | 2,876,000 | 6,102,000 | 9,378,000 | 13,128,000 |
| Provision for loan losses | 0 | 300,000 | 625,000 | 1,065,000 |
| Pretax income | 4,350,000 | 8,852,000 | 14,223,000 | 19,376,000 |
| Income tax | 1,207,000 | 2,432,000 | 3,942,000 | 5,272,000 |
| Net income | 3,143,000 | 6,420,000 | 10,281,000 | 14,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,798,000 | 95,105,000 | 98,996,000 | 99,849,000 |
| Total capital | 98,737,000 | 102,373,000 | 106,483,000 | 107,876,000 |
| Risk-weighted assets | 555,050,000 | 592,019,000 | 598,860,000 | 658,801,000 |