Call reports 2021
BELMONT BANK & TRUST COMPANY — 2021
What BELMONT BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 791,689,000 | 846,719,000 | 862,147,000 | 879,008,000 |
| Total loans | 551,171,000 | 537,049,000 | 522,797,000 | 510,913,000 |
| Allowance for loan losses | 6,987,000 | 7,146,000 | 7,156,000 | 7,034,000 |
| Securities available for sale | 143,572,000 | 148,509,000 | 153,771,000 | 154,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 705,075,000 | 754,276,000 | 766,492,000 | 780,792,000 |
| Interest-bearing deposits | 496,533,000 | 485,751,000 | 485,032,000 | 534,593,000 |
| Noninterest-bearing deposits | 208,542,000 | 268,525,000 | 281,460,000 | 246,199,000 |
| Equity capital | 79,890,000 | 83,498,000 | 86,385,000 | 89,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,861,000 | 14,137,000 | 21,569,000 | 30,458,000 |
| Interest expense | 774,000 | 1,477,000 | 2,122,000 | 2,757,000 |
| Net interest income | 6,087,000 | 12,660,000 | 19,447,000 | 27,701,000 |
| Noninterest income | 225,000 | 520,000 | 783,000 | 1,141,000 |
| Noninterest expense | 2,479,000 | 5,174,000 | 8,043,000 | 10,899,000 |
| Provision for loan losses | 120,000 | 285,000 | 295,000 | 395,000 |
| Pretax income | 3,713,000 | 7,721,000 | 11,897,000 | 17,566,000 |
| Income tax | 994,000 | 2,067,000 | 3,217,000 | 4,815,000 |
| Net income | 2,719,000 | 5,654,000 | 8,680,000 | 12,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,508,000 | 81,470,000 | 84,528,000 | 88,625,000 |
| Total capital | 84,645,000 | 87,809,000 | 91,037,000 | 95,211,000 |
| Risk-weighted assets | 490,116,000 | 506,287,000 | 520,097,000 | 526,419,000 |