Call reports 2020
BELMONT BANK & TRUST COMPANY — 2020
What BELMONT BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 579,739,000 | 690,990,000 | 732,232,000 | 752,946,000 |
| Total loans | 429,818,000 | 493,076,000 | 489,607,000 | 518,808,000 |
| Allowance for loan losses | 5,341,000 | 6,161,000 | 6,447,000 | 6,865,000 |
| Securities available for sale | 104,359,000 | 107,819,000 | 128,944,000 | 140,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 518,098,000 | 617,123,000 | 645,679,000 | 667,383,000 |
| Interest-bearing deposits | 406,381,000 | 429,081,000 | 475,558,000 | 442,202,000 |
| Noninterest-bearing deposits | 111,717,000 | 188,042,000 | 170,121,000 | 225,181,000 |
| Equity capital | 58,685,000 | 62,162,000 | 75,254,000 | 79,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,710,000 | 14,158,000 | 21,493,000 | 28,510,000 |
| Interest expense | 1,633,000 | 2,869,000 | 3,917,000 | 4,810,000 |
| Net interest income | 5,077,000 | 11,289,000 | 17,576,000 | 23,700,000 |
| Noninterest income | 388,000 | 593,000 | 835,000 | 1,146,000 |
| Noninterest expense | 2,471,000 | 4,662,000 | 7,082,000 | 9,404,000 |
| Provision for loan losses | 360,000 | 1,260,000 | 1,600,000 | 2,050,000 |
| Pretax income | 2,690,000 | 6,036,000 | 9,805,000 | 13,468,000 |
| Income tax | 756,000 | 1,572,000 | 2,592,000 | 3,558,000 |
| Net income | 1,934,000 | 4,464,000 | 7,213,000 | 9,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,453,000 | 59,006,000 | 71,789,000 | 75,760,000 |
| Total capital | 61,794,000 | 64,319,000 | 77,170,000 | 81,733,000 |
| Risk-weighted assets | 435,440,000 | 424,230,000 | 429,442,000 | 476,950,000 |