Call reports 2019
BELMONT BANK & TRUST COMPANY — 2019
What BELMONT BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 478,371,000 | 523,961,000 | 533,573,000 | 549,591,000 |
| Total loans | 356,771,000 | 373,856,000 | 372,738,000 | 417,843,000 |
| Allowance for loan losses | 4,246,000 | 4,468,000 | 4,532,000 | 5,035,000 |
| Securities available for sale | 101,514,000 | 101,902,000 | 101,356,000 | 103,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,690,000 | 469,690,000 | 476,151,000 | 490,690,000 |
| Interest-bearing deposits | 338,100,000 | 356,148,000 | 382,205,000 | 389,033,000 |
| Noninterest-bearing deposits | 88,590,000 | 113,542,000 | 93,946,000 | 101,657,000 |
| Equity capital | 49,643,000 | 52,243,000 | 54,738,000 | 56,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,659,000 | 11,815,000 | 18,750,000 | 25,447,000 |
| Interest expense | 1,559,000 | 3,229,000 | 5,101,000 | 6,800,000 |
| Net interest income | 4,100,000 | 8,586,000 | 13,649,000 | 18,647,000 |
| Noninterest income | 237,000 | 516,000 | 850,000 | 1,465,000 |
| Noninterest expense | 2,079,000 | 4,288,000 | 6,705,000 | 9,002,000 |
| Provision for loan losses | 145,000 | 480,000 | 710,000 | 1,165,000 |
| Pretax income | 2,113,000 | 4,334,000 | 7,119,000 | 10,001,000 |
| Income tax | 587,000 | 1,189,000 | 1,967,000 | 2,769,000 |
| Net income | 1,526,000 | 3,145,000 | 5,152,000 | 7,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,007,000 | 50,605,000 | 52,639,000 | 54,546,000 |
| Total capital | 53,253,000 | 55,073,000 | 57,171,000 | 59,581,000 |
| Risk-weighted assets | 364,047,000 | 375,269,000 | 374,918,000 | 424,116,000 |