Call reports 2018
BELMONT BANK & TRUST COMPANY — 2018
What BELMONT BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 417,396,000 | 429,535,000 | 439,314,000 | 456,457,000 |
| Total loans | 304,447,000 | 307,548,000 | 304,530,000 | 342,277,000 |
| Allowance for loan losses | 3,885,000 | 3,898,000 | 3,875,000 | 4,104,000 |
| Securities available for sale | 83,436,000 | 96,848,000 | 102,614,000 | 100,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,800,000 | 384,226,000 | 392,366,000 | 402,416,000 |
| Interest-bearing deposits | 314,390,000 | 315,667,000 | 323,317,000 | 321,393,000 |
| Noninterest-bearing deposits | 59,410,000 | 68,559,000 | 69,049,000 | 81,023,000 |
| Equity capital | 42,052,000 | 43,446,000 | 44,426,000 | 46,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,619,000 | 9,373,000 | 14,453,000 | 20,006,000 |
| Interest expense | 963,000 | 2,077,000 | 3,366,000 | 4,814,000 |
| Net interest income | 3,656,000 | 7,296,000 | 11,087,000 | 15,192,000 |
| Noninterest income | 312,000 | 600,000 | 906,000 | 1,239,000 |
| Noninterest expense | 1,753,000 | 3,591,000 | 5,481,000 | 7,416,000 |
| Provision for loan losses | 125,000 | 205,000 | 250,000 | 585,000 |
| Pretax income | 2,090,000 | 4,100,000 | 6,262,000 | 8,430,000 |
| Income tax | 576,000 | 1,027,000 | 1,612,000 | 2,214,000 |
| Net income | 1,514,000 | 3,073,000 | 4,650,000 | 6,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,983,000 | 44,567,000 | 46,120,000 | 47,452,000 |
| Total capital | 46,868,000 | 48,465,000 | 49,995,000 | 51,556,000 |
| Risk-weighted assets | 314,736,000 | 320,818,000 | 316,741,000 | 350,954,000 |