Call reports 2017
BELMONT BANK & TRUST COMPANY — 2017
What BELMONT BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 393,665,000 | 393,030,000 | 399,215,000 | 404,364,000 |
| Total loans | 282,758,000 | 294,789,000 | 301,656,000 | 305,002,000 |
| Allowance for loan losses | 4,098,000 | 4,088,000 | 3,971,000 | 3,715,000 |
| Securities available for sale | 83,077,000 | 87,004,000 | 87,504,000 | 85,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,568,000 | 352,786,000 | 357,567,000 | 361,408,000 |
| Interest-bearing deposits | 297,320,000 | 298,403,000 | 297,410,000 | 303,603,000 |
| Noninterest-bearing deposits | 57,248,000 | 54,383,000 | 60,157,000 | 57,805,000 |
| Equity capital | 37,242,000 | 39,215,000 | 40,608,000 | 41,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,196,000 | 8,561,000 | 13,152,000 | 17,834,000 |
| Interest expense | 539,000 | 1,216,000 | 2,027,000 | 2,897,000 |
| Net interest income | 3,657,000 | 7,345,000 | 11,125,000 | 14,937,000 |
| Noninterest income | 241,000 | 501,000 | 810,000 | 1,105,000 |
| Noninterest expense | 1,660,000 | 3,283,000 | 4,822,000 | 6,340,000 |
| Provision for loan losses | 80,000 | 195,000 | 520,000 | 665,000 |
| Pretax income | 2,184,000 | 4,394,000 | 6,619,000 | 9,063,000 |
| Income tax | 782,000 | 1,576,000 | 2,387,000 | 3,447,000 |
| Net income | 1,402,000 | 2,818,000 | 4,232,000 | 5,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,399,000 | 38,808,000 | 40,241,000 | 41,445,000 |
| Total capital | 40,986,000 | 42,580,000 | 44,090,000 | 45,160,000 |
| Risk-weighted assets | 286,433,000 | 301,462,000 | 307,862,000 | 310,750,000 |