Call reports 2006
BELMONT BANK & TRUST COMPANY — 2006
What BELMONT BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Total assets | 13,339,000 | 25,397,000 | 33,186,000 |
| Total loans | 0 | 733,000 | 4,312,000 |
| Allowance for loan losses | 0 | 6,000 | 54,000 |
| Securities available for sale | 0 | 2,785,000 | 6,011,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 1,794,000 | 13,962,000 | 22,050,000 |
| Interest-bearing deposits | 1,330,000 | 11,650,000 | 19,682,000 |
| Noninterest-bearing deposits | 464,000 | 2,312,000 | 2,368,000 |
| Equity capital | 11,454,000 | 11,209,000 | 10,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Interest income | 20,000 | 258,000 | 631,000 |
| Interest expense | 1,000 | 77,000 | 245,000 |
| Net interest income | 19,000 | 181,000 | 386,000 |
| Noninterest income | 0 | 1,000 | 1,000 |
| Noninterest expense | 348,000 | 807,000 | 1,225,000 |
| Provision for loan losses | 0 | 6,000 | 54,000 |
| Pretax income | -329,000 | -631,000 | -892,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -329,000 | -631,000 | -892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Tier 1 capital | 11,454,000 | 11,209,000 | 10,941,000 |
| Total capital | 11,454,000 | 11,215,000 | 10,995,000 |
| Risk-weighted assets | 2,855,000 | 6,200,000 | 9,811,000 |