Call reports 2025
COMMUNITY BANK — 2025
What COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 134,726,000 | 133,077,000 | 132,688,000 | 137,131,000 |
| Total loans | 81,486,000 | 88,511,000 | 92,567,000 | 93,806,000 |
| Allowance for loan losses | 687,000 | 747,000 | 827,000 | 830,000 |
| Securities available for sale | 24,667,000 | 24,609,000 | 24,319,000 | 24,467,000 |
| Securities held to maturity | 7,819,000 | 7,816,000 | 7,624,000 | 7,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,584,000 | 118,563,000 | 112,664,000 | 121,796,000 |
| Interest-bearing deposits | 96,467,000 | 94,246,000 | 89,105,000 | 95,665,000 |
| Noninterest-bearing deposits | 24,117,000 | 24,317,000 | 23,559,000 | 26,131,000 |
| Equity capital | 13,364,000 | 13,763,000 | 14,231,000 | 14,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,746,000 | 3,588,000 | 5,430,000 | 7,376,000 |
| Interest expense | 657,000 | 1,328,000 | 1,950,000 | 2,622,000 |
| Net interest income | 1,089,000 | 2,260,000 | 3,480,000 | 4,754,000 |
| Noninterest income | 118,000 | 245,000 | 385,000 | 637,000 |
| Noninterest expense | 823,000 | 1,566,000 | 2,322,000 | 3,314,000 |
| Provision for loan losses | -20,000 | 40,000 | 120,000 | 123,000 |
| Pretax income | 399,000 | 899,000 | 1,402,000 | 1,940,000 |
| Income tax | 17,000 | 39,000 | 60,000 | 82,000 |
| Net income | 382,000 | 860,000 | 1,342,000 | 1,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,599,000 | 14,798,000 | 14,975,000 | 15,210,000 |
| Total capital | 15,286,000 | 15,545,000 | 15,802,000 | 16,040,000 |
| Risk-weighted assets | 83,188,000 | 93,000,000 | 97,314,000 | 97,596,000 |