Call reports 2024
COMMUNITY BANK — 2024
What COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 126,418,000 | 126,500,000 | 123,861,000 | 128,461,000 |
| Total loans | 76,030,000 | 77,854,000 | 80,428,000 | 81,130,000 |
| Allowance for loan losses | 679,000 | 678,000 | 702,000 | 707,000 |
| Securities available for sale | 25,198,000 | 26,581,000 | 25,314,000 | 25,006,000 |
| Securities held to maturity | 9,037,000 | 9,003,000 | 8,820,000 | 7,821,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,581,000 | 113,533,000 | 109,971,000 | 114,746,000 |
| Interest-bearing deposits | 89,205,000 | 88,876,000 | 87,218,000 | 91,454,000 |
| Noninterest-bearing deposits | 24,376,000 | 24,657,000 | 22,753,000 | 23,292,000 |
| Equity capital | 12,229,000 | 12,359,000 | 13,218,000 | 12,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,560,000 | 3,207,000 | 4,888,000 | 6,600,000 |
| Interest expense | 589,000 | 1,217,000 | 1,854,000 | 2,539,000 |
| Net interest income | 971,000 | 1,990,000 | 3,034,000 | 4,061,000 |
| Noninterest income | 121,000 | 251,000 | 387,000 | 510,000 |
| Noninterest expense | 888,000 | 1,701,000 | 2,460,000 | 3,404,000 |
| Provision for loan losses | 0 | 1,000 | 26,000 | 26,000 |
| Pretax income | 207,000 | 524,000 | 928,000 | 1,142,000 |
| Income tax | 12,000 | 30,000 | 45,000 | 56,000 |
| Net income | 195,000 | 494,000 | 883,000 | 1,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,937,000 | 14,102,000 | 14,314,000 | 14,428,000 |
| Total capital | 14,616,000 | 14,780,000 | 15,016,000 | 15,135,000 |
| Risk-weighted assets | 79,331,000 | 80,630,000 | 82,716,000 | 83,023,000 |